Wise Lawyer Friend, who is also my frugality guru, occasionally throws herself a “no buy month,” which is exactly what it sounds like. She sets out the rules before the month as to what is ok to purchase (food, gas, etc.) and sticks to it. I do a similar thing sometimes that I call a “financial fast”, but I always take it a step too far by being too strict and wind up buying a ton of stuff the day after the fast is over, which really doesn’t help me at all.
Since I had now been laid off from two jobs– good thing I always have three– it is time to start living within my means. Also, I have the nagging fear that I may be unemployed for an indefinite amount of time, and need to stockpile cash as much as I can. Therefore, February is Andria’s No Buy Month.
The rules are:
- I may buy groceries, but I will be more diligent in making a list and sticking to it. No impulse purchases.
- No eating out
- No buying clothes
- Obviously, I still have to pay bills–damnit
- I may buy necessities, if I need to, but I really don’t anticipate needing to since I usually buy in bulk
- I may buy beer if I go out for drinks with friends, but only one
- I can still put gas in my car
I think I’ve covered everything. This is potentially the most boring blog ever written, but the whole point is that everyone who reads this has to keep me accountable, so those of you that interact with me on a regular basis get to be assholes if you see me getting out of line.